Credit cards: Advice on the best ways to use and understand them

Credit cards get a bad press these days. And for good reason. You may have had to rely on one for shopping this Christmas and it pays to be aware of the pitfalls. However, on the plus side, paying by credit card protects you if anything goes wrong with your purchases under section 25 of the Consumer Credit Act.

A recent survey by comparison site Confused.com revealed that people

found credit card interest rates the fifth most confusing thing in the world, more difficult than Stephen Hawking’s theories but not as baffling as what women see in Russell Brand.